Roth Contribution Limits 2024 Mfj. The maximum amount you can contribute to a roth ira for 2024 is $7,000 (up from $6,500 in 2023) if you're younger than age 50. As a couple, you can contribute a combined total of $14,000 (if you're both under 50) or $16,000 (if you're both 50 or older) to a traditional ira for 2024.

Your filing status is married filing jointly or qualifying surviving spouse and your modified agi is at. The annual contribution limit for a roth ira is $6,500 for 2023.